Enter your loan details
Fill in the loan amount, interest rate, and term to see your monthly payment and amortization schedule.
Precise Calculations
Get accurate monthly payments and total costs using standard financial formulas trusted by banks and lenders worldwide.
Complete Breakdown
View detailed amortization schedules showing exactly how each payment is split between principal and interest.
Multiple Loan Types
Calculate payments for mortgages, auto loans, personal loans, and more with customizable terms and frequencies.
- 1Compare rates from multiple lenders before committing to a loan
- 2A shorter loan term means higher payments but less total interest
- 3Making extra payments toward principal can save thousands in interest
- 4Consider the total cost of the loan, not just the monthly payment
- 5Check your credit score before applying to get the best rates
- 6Factor in additional costs like insurance, taxes, and fees
Making informed financial decisions starts with understanding your loan terms. Our professional loan calculator provides accurate monthly payment calculations, total interest costs, and detailed amortization schedules. Whether you're planning to buy a home, purchase a car, or consolidate debt, our tool helps you compare different scenarios and choose the best option for your financial situation. All calculations are performed locally in your browser for complete privacy.